Travel insurance can cover you for things outside of your control, like unexpected medical bills, holiday cancellations or lost luggage.
Some insurance providers have age limits on their policies, so it can be harder to find the right cover if you’re over 70. But there’s no upper age limit on our policies – you can enjoy your well-earned break knowing we’re there if you need a helping hand.
Planning a longer trip? Long stay travel insurance covers you for up to 366 days*, so there’s no need to cut your trip short.
If you live with a medical condition, tailor your policy to suit your needs. Our guide to buying travel insurance explains what else you need to know when taking out a policy.
Take out your policy as soon as you book your trip so you can be covered for:
Up to unlimited medical emergency expenses
Generous cancellation cover up to £10,000
We’ve given over 10m people peace of mind
Data covers Jan 2005 - Jan 2023Most pre-existing medical conditions covered
You can make changes to your policy, online and in your own time with My Staysure.
We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.
You can also find some handy travel tips on our lifestyle page.
| Basic | |
|---|---|
| Medical emergencies and repatriation | Up to £5m |
| Cancellation | Up to £500 |
| Cutting your holiday short | Up to £500 |
| Baggage | Up to £300 |
| Travel delay | Up to £300 |
| Money and passport | Up to £300 |
| COVID-19 | |
| Excess | £129 |
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £5k |
| Cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £10k |
| Cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £0 |
| Basic | Comprehensive | Signature | |
|---|---|---|---|
| Medical emergencies and repatriation | Up to £5m | Unlimited | Unlimited |
| Cancellation | Up to £500 | Up to £5k | Up to £10k |
| Cutting your holiday short | Up to £500 | Up to £5k | Up to £10k |
| Baggage | Up to £300 | Up to £2.5k | Up to £5k |
| Travel delay | Up to £300 | Up to £1.5k | Up to £1.5k |
| Money and passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 | |||
| Excess | £129 | £99 | £0 |
These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.
Get QuoteYour age shouldn’t be a barrier to having a great holiday and exploring the world, which is why there’s no upper age limit on our policies:
• Over 50s Travel Insurance
• Over 60s Travel Insurance
• Over 65s Travel Insurance
• Over 75s Travel Insurance
• Over 80s Travel Insurance
• Over 85s Travel Insurance
You can even add over 70s winter sports cover to your policy, so you can really make the most of your trip.
There are a few things that can affect the cost of travel insurance. This includes where you’re travelling to or whether you have pre-existing conditions.
Travel insurance gets more expensive as you get older because the risk of getting ill is higher. This means you’re more likely to make a claim on holiday, or even before you go abroad. Medical bills abroad can cost thousands of pounds without insurance, so we think you’ll agree that travel insurance is worth it.
What can affect the cost of your policy?
- Your age
- Pre-existing medical conditions
- The length of your trip
- Where you're travelling to
- Your level of cover
For more detail, read our blog on what can affect the cost of travel insurance.
Your travel insurance is there to help you out when things don't go quite to plan. But there are still some types of claims that won't be covered by your policy.
Before you leave for your trip, it's important to read your policy documents. This will help you understand what you're covered for, and what you're not.
Read more about what you need to declare on your travel insurance in our handy guide.
Your Staysure policy won’t cover these types of claims:
Incidents relating to alcohol or controlled substances
Travelling if your doctor has advised you not to
A pre-existing medical condition you haven’t told us about
Strike action which was common knowledge when you booked
Travel for medical procedures
It’s always a good idea to take out travel insurance even if you have a GHIC card. Your GHIC won’t cover the cost of emergency healthcare if you’re travelling outside the EU.
Your GHIC also won’t cover things like lost luggage or passports, delays and cancellations, so it’s important to have both for your holiday.
You can find out more about the GHIC and how it has replaced the EHIC in our blog.
If you want to be covered for COVID on your holiday, you need to have had all recommended vaccinations, including any booster jabs.
You can also be covered if you haven’t had the vaccines due to medical exemption. Read more in our guide to Covid cover.
Yes, with our Comprehensive and Signature policies, if you lose your medication, we’ll be able to help you replace these. So you don’t have to worry about any mishaps.
With no upper age limits to our policies, you can jet off for a weekend break in Europe, or travel around the world with worldwide cover. The choice is yours.
It’s important to buy your travel insurance as soon as you book your holiday. This way you’ll be covered if you have to cancel your trip.
Going on a cruise? You can take out a single trip policy with cruise cover up to two years ahead of your trip. For annual travel insurance, make sure you have cruise cover added to your policy. So even if you're going away the following year, you’ll still be covered in case you need to cancel.
If you need to make a claim, we'll make it as easy and stress-free as possible.
View claims information* Up to 366 days for Regions 1 and 2 (Europe), up to 184 days for Region 3 (Worldwide excluding Bermuda, Canada, China, Hong Kong, Mexico, Singapore, Thailand, Caribbean and the USA) and up to 123 days for Region 4 (Worldwide). Long stay travel insurance not available for ages 76+.
**Jan-Dec 2022. As provided by our underwriter.
