Keen traveller? Annual Multi-Trip Travel Insurance could be just what you need. By taking out one policy to cover a year’s worth of trips, you save the hassle of setting up new cover each time you go abroad. Annual travel insurance is usually better value, too.
Your Annual Multi-Trip Travel Insurance covers you for 183 days of travel in 12 months — plenty of time to put your feet up.
Your policy covers:
✔ All ages, with no upper age limit
✔ Most pre-existing medical conditions, with up to unlimited medical expenses
✔ Cancellations and cutting your trip short
✔ COVID-19 cover as standard
✔ 28 days of winter sports cover when you take out a Signature policy
Spread the costs of your annual policy
If your policy comes to £80 or more, why not take advantage of paying in monthly instalments? It’s quick and easy to set up online, or over the phone.✝
Pay monthly for your annual policy✝
Emergency medical cover abroad for COVID-19
We’ve given over 10m people peace of mind
Data covers Jan 2005 - Jan 2023Generous cancellation cover up to £10,000
A condition you live with everyday shouldn’t get in the way of that holiday you deserve.
Telling us about your pre-existing condition when you take out your policy means you may be covered for any claims related to it.
With specialist medical travel insurance, you can kick back and relax, knowing you’ll be covered for the unexpected.
| Basic | |
|---|---|
| Medical emergencies and repatriation | Up to £5m |
| Cancellation | Up to £500 |
| Cutting your holiday short | Up to £500 |
| Baggage | Up to £300 |
| Travel delay | Up to £300 |
| Money and passport | Up to £300 |
| COVID-19 | |
| Excess | £129 |
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £5k |
| Cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £10k |
| Cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £0 |
| Basic | Comprehensive | Signature | |
|---|---|---|---|
| Medical emergencies and repatriation | Up to £5m | Unlimited | Unlimited |
| Cancellation | Up to £500 | Up to £5k | Up to £10k |
| Cutting your holiday short | Up to £500 | Up to £5k | Up to £10k |
| Baggage | Up to £300 | Up to £2.5k | Up to £5k |
| Travel delay | Up to £300 | Up to £1.5k | Up to £1.5k |
| Money and passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 | |||
| Excess | £129 | £99 | £0 |
These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.
Get QuoteYou can travel as many times as you want for a total of 183 days in the 12 months of your policy.
There are a couple of things to know about how long you can spend abroad in one go:
Annual Multi-Trip Insurance gives you one policy that covers you for multiple trips over 12 months. It can be easier and better value than taking out a new policy each time you travel.
You can get a quote by calling our contact centre or by getting a quick quote on our website:
A specialist travel insurance provider can give you support, advice and peace of mind if the unexpected happens before or during your trip.
Some people rely on bank travel insurance, but did you know that you’re 9% more likely to have a claim rejected by a bank?
Choose a specialist travel insurance provider to build a tailored policy that suits you:
You can add your whole family to your annual policy, from newborns upward, with no upper age limit. You might also save money, as couples and families that live at the same address often get an automatic discount.
You need to tell us about your pre-existing medical conditions when you take out your policy. This includes high blood pressure, diabetes, and cancer. This means you’ll be covered if you have a medical emergency relating to that condition.
Adding cover for your conditions is simple. You can do it online or by calling our contact centres. If anything changes between taking out your policy and going on holiday, you need to let us know, but you can also do this online.
It’s simple:
You still need travel insurance even if you have a GHIC or a valid EHIC.
A GHIC/EHIC is not a replacement for holiday insurance. These cards won’t cover you for cancellations, loss of baggage, repatriation and other things that a travel insurance policy can.
But you should still carry a GHIC/EHIC when you go abroad. In fact, it’s a condition of our policies that you do. These cards mean you can get emergency, state provided healthcare in EU countries for free, or at reduced cost.
If you use your GHIC/EHIC when travelling and need to claim, we’ll waive the excess that you’d normally have to pay on medical claims.
Wherever you want if you choose the right region when you take out your policy. You have five options:
The only countries or areas we can’t give you cover to visit are where the Foreign, Commonwealth & Development Office (FCDO) or the World Health Organisation (WHO) have advised against ‘all’ or ‘all but essential’ travel. You should check the FCDO advice for your destination, and any WHO updates when going abroad.
When you choose a Annual policy, you’ll have up to 28 days of winter sports activities included as standard. You can use these days across two trips of your choice.
For more information on our Winter Sports Travel Insurance page.
If you need to make a claim, we'll make it as easy and stress-free as possible.
View claims information* British Travel Awards
✝ Available on Annual Multi-Trip polices to the value of £80 and over. Howserv Ltd use Premium Credit Ltd (PCL) an external credit provider) to provide finance. Howserv is a credit broker not a lender and receive a commission for introducing customers to PCL. On acceptance, a credit agreement will be set up. Representative example based on a £200 policy (net of the paid deposit of £18.23). An Annual Percentage Rate of 19.9% will be charged with a fixed interest rate of 10.2%. Amount of interest over 11 months= £18.54. Monthly repayments of £18.21. Total amount payable £218.54. Correct at time of print.
