Bank travel insurance seems like a great perk, and 1 in 4 Brits rely on it to cover their holidays. But does it give you the protection you and your family really need?
As well as being 9% more likely to have a claim rejected by a bank than a specialist provider, there is usually more restrictions. So, if you have a pre-existing medical condition, are over a certain age, or are planning some adventurous activities, your bank travel insurance might not even cover you.
At best, you’ll be limited in what you can do on holiday. At worst, you could be left facing huge medical bills because of inadequate cover.
With our award-winning travel insurance, you get a personalised policy with no upper age limit. Plus, you can add cover for most pre-existing conditions — because something you live with day to day shouldn’t get in the way of a great holiday.
Isn’t it worth doing right?
Emergency medical cover abroad for COVID-19
Easy to access and amend your policy online
Calls are FREE to our Contact Centres
We’ve given over 10m people peace of mind
Data covers Jan 2005 - Jan 2023You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | |
|---|---|
| Medical emergencies and repatriation | Up to £5m |
| Cancellation | Up to £500 |
| Cutting your holiday short | Up to £500 |
| Baggage | Up to £300 |
| Travel delay | Up to £300 |
| Money and passport | Up to £300 |
| COVID-19 | |
| Excess | £129 |
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £5k |
| Cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £10k |
| Cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £0 |
| Basic | Comprehensive | Signature | |
|---|---|---|---|
| Medical emergencies and repatriation | Up to £5m | Unlimited | Unlimited |
| Cancellation | Up to £500 | Up to £5k | Up to £10k |
| Cutting your holiday short | Up to £500 | Up to £5k | Up to £10k |
| Baggage | Up to £300 | Up to £2.5k | Up to £5k |
| Travel delay | Up to £300 | Up to £1.5k | Up to £1.5k |
| Money and passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 | |||
| Excess | £129 | £99 | £0 |
These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.
Get QuoteYou can choose from two types of travel insurance policy:
If you need to make a claim, we'll make it as easy and stress-free as possible.
View claims information*British Travel Awards
