By declaring your AIDS or HIV on your travel insurance, you can be covered with a tailored policy that covers your medical and travel needs.
We want you to have a stress-free holiday, with the peace of mind that you’re in the best hands if something unexpected happens.
Covering the costs of lost luggage, cancellations, flight delays or a lost passport, travel insurance saves you the hassle and expensive fees that come with any unexpected problems that disrupt what’s meant to be a relaxing trip.
The right policy could save you a lot of money (and unnecessary stress) if issues do crop up while you’re away.
After all, we know that peace of mind at a time you’re meant to be stress-free, is priceless.
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It’s important you declare AIDS or HIV and any other pre-existing medical condition you may have, when taking out a policy with us.
You can declare your medical condition through our online medical screening process, which is a straightforward set of questions for us to understand how your medical conditions affect you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance policy. This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
| Basic | |
|---|---|
| Medical emergencies and repatriation | Up to £5m |
| Cancellation | Up to £500 |
| Cutting your holiday short | Up to £500 |
| Baggage | Up to £300 |
| Travel delay | Up to £300 |
| Money and passport | Up to £300 |
| COVID-19 | |
| Excess | £129 |
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £5k |
| Cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £10k |
| Cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £0 |
| Basic | Comprehensive | Signature | |
|---|---|---|---|
| Medical emergencies and repatriation | Up to £5m | Unlimited | Unlimited |
| Cancellation | Up to £500 | Up to £5k | Up to £10k |
| Cutting your holiday short | Up to £500 | Up to £5k | Up to £10k |
| Baggage | Up to £300 | Up to £2.5k | Up to £5k |
| Travel delay | Up to £300 | Up to £1.5k | Up to £1.5k |
| Money and passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 | |||
| Excess | £129 | £99 | £0 |
These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.
Get QuoteIf your AIDS is terminal we still may be able to cover your holiday.
As long as your doctor declares you fit enough to travel and your life expectancy is more than six months from the return date of your trip, we might be able to cover you with a Single Trip policy.
We are unable to give quotes for terminal AIDS travel insurance online, so for more information please speak to our friendly team today.
To check that we can cover you for HIV or AIDS, you’ll be asked a few questions about your condition. The questions you can expect to be asked for HIV and AIDS include:
While most destinations are safe to travel to with AIDS or HIV, it’s vital that you check with your doctor or care provider before travelling that it’s safe for you to travel.
Your doctor will be able to advise you of any risks you may be taking and whether they are happy with your travel plans, especially if you’re travelling to a developing country.
Be aware that food and water in some countries may not be clean, so would be unsafe to consume and leave you vulnerable to infections.
Unfortunately, some locations are unsafe to visit for those with HIV related illness’. To find out more information, visit the Terrence Higgins Trust
If you need to make a claim, we'll make it as easy and stress-free as possible.
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