Travel disruption insurance

Travel disruption insurance can look after you if an unforeseen event that’s out of your control stops you going away, disrupts your holiday or forces you to cut your trip short. This may depend on when the policy was purchased, or trip booked.

So, add our travel insurance disruption extension to your policy and put your feet up, knowing we’re there to support you if something interrupts your trip.

What travel disruption insurance do I get as standard?

All of our Single Trip travel insurance and Annual Multi-trip policies cover you for the following examples of trip disruption:

• Missed departure/connection due to breakdown or accident involving the vehicle you’re travelling in
• Cancelled or delayed public transport
• Unforeseen travel delays because of strike/industrial action, adverse weather, failure of air traffic control or a breakdown in transport

You can also be covered if the Foreign Commonwealth and Development Office (FCDO) advises against ‘all’ or ‘all but essential’ travel to your destination because of earthquakes, fires, floods and hurricanes.

For extra cover, add the Travel Disruption Extension to your policy

The optional Travel Disruption Extension can cover you for the following:

• Trip cancellations if the FCDO or World Health Organisation (WHO) advise against ‘all travel’ or ‘all but essential travel’ to your destination.
• Cutting your trip short if the FCDO or WHO recommend you return home from your destination.
• A delay benefit if your scheduled transport is delayed for any reason.
• Additional travel and accommodation expenses to allow you to continue with your journey (either to reach your destination or to return home) following disruption to your original pre-booked plans.
• Additional travel and accommodation expenses if you have to move to different accommodation or return home early because of events such as fire or flood or an outbreak of food poisoning at your hotel.