Up to £15,000 cancellation cover per person on Signature policies
Unlimited medical cover and emergency expenseson Comprehensive and Signature policies
The UK’s favourite travel insurancebased on more 5-star Trustpilot reviews than any other provider
Our Signature and Comprehensive policies are Which? Best Buys
Excellent 4.7 | 553,524 reviews
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2025
Travel insurance for Poland at a glance
Protect your next Polish holiday with Staysure’s travel insurance for Poland. We offer flexible cancellation cover, unlimited medical and repatriation expenses on Comprehensive and Signature policies, baggage cover up to £5,000 on Signature policies, and specialist cover for pre-existing medical conditions, and all ages. With more 5-star Trustpilot reviews than any other UK travel insurance provider, we’ve won the Best Company for Travel Insurance for 9 years in a row (2016-2025). Get a quick quote online or call our friendly team to set yours up today.
Whether you’re dreaming big in Warsaw or sampling pierogi in Kraków's Market Square, it's easy to see why so many travellers feel the pull of Poland.
Travel insurance isn't a legal requirement for UK visitors there, but travelling without it means you're leaving a lot to chance. The Foreign, Commonwealth and Development office recommends picking up a policy for that very reason.
Staysure travel insurance includes unlimited emergency medical expenses (on Comprehensive and signature policies), up to £15,000 cover for cancelling or cutting your trip short (on Signature policies), generous protection for lost or stolen baggage, and more.
Does my EHIC or GHIC cover me for travel to Poland?
Your Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) is a valuable travel companion for any Poland holiday because it provides access to state-provided emergency medical care on the same terms as a Polish citizen. This means if you have an accident or fall ill, you can be treated in a public hospital at a discounted rate or for free.
However, it's a common misconception that it's all you need. For instance, your GHIC/EHIC won’t get you home if you're too ill to fly commercially. Furthermore, it offers no protection if your trip is cancelled, your baggage is lost, or you miss your departure because of travel delays or disruptions.
That’s where travel insurance for Poland steps in. It works alongside your GHIC to fill the gaps. If you receive medical treatment abroad and make use of your GHIC/EHIC, we'll waive the excess you would normally have to pay toward that medical claim.
Beth Craig
Travel insurance expert
Visiting family or friends in Poland? Don’t forget to pack your travel insurance
What our expert says…
“If you're visiting your nearest and dearest in Poland, don’t let your travel insurance take a back seat. Whether you’re staying with them or at a hotel, it’s best to get proper protection for medical emergencies, repatriation, trip cancellations and baggage, to make sure nothing spoils your family fun. At Staysure, we specialise in cover for pre-existing medical conditions, and all ages, with flexible policy levels to suit every budget.
”
Why choose Staysure?
Up to unlimited medical emergency expenses
Generous cancellation cover up to £15,000
We’ve given over 13m people peace of mind
Most pre-existing medical conditions covered
Easy to access and amend your policy online
What does Poland travel insurance cover?
What’s covered?
emergency medical treatment abroad – including hospital care, ambulance transport and overnight stays if you fall seriously ill or are injured while away.
getting you home safely – repatriation cover if you’re too unwell to travel as planned, including specialist medical transport if needed.
cruise cancellations due to illness or injury – including if you're too unwell to travel, or experience a bereavement.
cutting your trip short – cover if something serious happens mid-holiday and you need to return early.
lost, stolen or damaged belongings – including your baggage, passport and personal money.
pre-existing conditions – if you’ve told us about them and we’ve accepted them, they can be included in your policy.
Example: You’re showing the little ones how to play Twister on the sandy shores of the Baltic coast. After a particularly awkward stretch, your ankle decides to take the game's name to heart. Not to worry. We’ll cover the emergency treatment and any medical prescriptions you may need to mend your twisted ankle, so this little holiday hiccup doesn’t hurt your wallet too.
What isn’t covered?
cancelling because you’ve changed your mind – cover only applies to unexpected and insured reasons.
missed flights – unless it’s due to a strike* severe weather, or mechanical breakdowns.
undeclared medical conditions – always let us know about any health issues when you get a quote.
unattended items – valuables left alone may not be covered.
activities not listed on your policy – like extreme sports, unless you’ve added them.
travelling against advice of the Foreign, Commonwealth and Development Office (FCDO) – policies won’t cover destinations where the UK government advises against all or all but essential travel.
incidents involving alcohol or drugs – claims related to excessive alcohol or controlled substances won’t be accepted.
going against medical advice – for example, flying too soon after an operation or illness.
travelling for the purpose of receiving medical treatment – including consultations, tests, or planned procedures abroad.
Example: Your week-long escape to the Polish mountains is all set. But you forgot about your uncle’s big birthday bash that takes place at the same time. Swapping your Polish adventure for the party of the year means you are cancelling because you’ve changed your mind, which is one of the things we don’t cover.
Beth Craig
Travel insurance expert
Does travel insurance cover alcohol-related incidents in Poland?
What our expert says…
“Poland is famous for its hospitality, and visiting local breweries and pubs is one of the highlights for many travellers. Your policy isn't there to stop you from having fun, but it draws the line at incidents caused by drinking excessively. Also, be sure to keep local laws in mind when raising a glass.
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Poland travel insurance for pre-existing medical conditions
Whether it's the historic castles calling or the forests of Białowieża - wherever Poland takes you, a pre-existing medical condition shouldn't stop you from dreaming big. As a medical travel insurance specialist, we cover over 1,300 medical conditions, and all ages.
We’ve put years into making our screening process as simple as possible, our underwriters have lots of experience with complex cases, and the claims team understand the realities of travelling with a health condition. In fact, 97% of customers are able to get medical cover with us.
Medical conditions we regularly cover
We cover a vast number of medical conditions, including:
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Free English-speaking medical help abroad
That ‘all you can eat’ pierogi restaurant in Krakow seemed like a delicious challenge. Now, several plates in, your stomach is staging a protest. Trying to mime indigestion at the local clinic isn't quite getting the message across. But not to worry.
Travel Doctor, our new online service, connects you with an English-speaking doctor if you need medical support while you are abroad.** It lets you book a video-based consultation to discuss your health needs with a doctor right from your sun lounger.
You can choose a slot that works for you, go through your symptoms, get your prescription and even use Travel Doctor to find your nearest pharmacy, so you can get your meds and get on with enjoying your holiday.
Pick a travel insurance policy and tailor it to you
Shout bon voyage to a one-size-fits-all policy and give a warm welcome to holiday insurance that's all about you. Join over 12 million people who've trusted us with their travel insurance since 2005.
Whether you prefer getting a quick online quote or speaking to a real human over the phone, we make buying travel insurance both easy and effortless.
1. Run us through your travel plans
To get started on your quote, we’ll go over your travel plans. We need to know who’s coming along, where you’re heading, how long your trip will be, and whether you need insurance for a single trip or annual multi-trip cover.
For cruises, it’s important to include every destination on your itinerary, as well as any flights to and from your port.
2.Tell us about your medical history
Next on the list, we’ll go over some health questions with you so we can make sure you get the best medical cover while travelling. Now is the time to tell us about any health concerns that needed medication, medical advice, or treatment during the last two years.
3. Get your personalised quote
Once we have everything we need, we’ll give you your personalised quote, either online or by reading it out loud over the phone.
You’ll be able to choose your level of cover and add any optional extras that suit your trip, such as cruise travel insurance or winter sports cover. If you’d like more time to think it over, we can also send your quote by email so you can go through it in your own time.
Many experts agree that buying travel insurance as soon as you’ve booked your holiday is the best way to go. By doing this, you’ll be covered during the run-up to your holiday and while you’re abroad.
Despite the benefits of buying early, lots of people leave it to the last minute. Our sales data from July 2025 to January 2026 shows that the majority of travellers purchased their policy within 30 days of leaving, with a significant proportion doing so within just a few days of departure.
Travel insurance can’t be backdated, so it’s best to get it locked in before you are on holiday. If you still have to get your policy in place for future travels, it’s not too late. Simply get in touch with our friendly team to get a quote.
How much is travel insurance for Poland?
Think of your travel insurance for Poland less like an off-the-shelf product and more like a tailored suit. We build the price around you and your needs. Here are some key factors that will influence the final cost:
Your age: As we get older, the chances of needing medical help, and the cost of that help, tend to increase. We’ll make sure your policy has the right level of financial protection built in, just in case.
Your medical history: Any pre-existing medical conditions you declare will allow us to step in if a health ailment flares up or causes complications while you’re enjoying the sights of Warsaw or Krakow.
The destination: Even within Europe, medical costs and risks can vary. And if you’re visiting more than one destination, you’ll need protection for every stop. We’ll make sure your policy is robust enough, wherever your bucket list takes you.
How long you’re away: The longer your adventure, the more time there is for something unexpected to happen. A long weekend exploring Gdansk carries a different level of risk compared to a three-week tour across the country.
The cover level you choose: This is where you’re in the driver's seat. We offer different levels of cover (Basic, Comprehensive, and Signature) with varying limits for things like medical emergencies, cancellation, baggage, and more. Choosing a higher level gives you more protection but will also add to your premium.
Optional extras: We offer additional protection through our optional add-ons, like gadget, winter sports, or cruise cover (available on Comprehensive and Signature policies). Your choices here will help shape the final price of your policy.
To find out exactly how much you’ll pay, get a quick quote online or contact our friendly team.
Want to shrink the costs of your travel insurance while still getting the most out of your policy? Keep these tips and tricks in mind before you buy:
buy your policy early – taking out travel insurance soon after booking your trip can keep you covered if you need to cancel before you travel.
choose a higher excess – a higher excess will help to lower your premium, but be sure to choose an amount you’re comfortable paying if needed.
skip the add-ons – by not adding things like cruise or gadget cover if you don’t need them, you can lower your overall cover cost.
declare your medical conditions – being open about your health history helps to ensure the right cover is in place.
combine travellers on one policy – make sure all your travel companions are on the same policy, such as our family travel insurance, to save on cover costs.
keep your baggage light – by taking only what you need, you can lower the baggage limit on your policy and bring your premium down.
find a discount – make sure you swing by our discounts page before you buy so you can save on your policy.
The big-ticket costs travel insurance can help with
From October 2024 to October 2025, emergency medical expenses were our most common claim, and for good reason. Hospitalisation for a stomach bug in the USA with medical repatriation back to the UK could set you back £150,000+, according to the UK government.
In reality, the biggest claims are often more costly. While the average emergency medical claim on our worldwide policies was about £3,000, the highest we paid was closer to an eye-watering £350,000.^
Over the same period, our second most common claim on worldwide policies was cancellation. If you need to pull the plug on your holiday, we can help you recover the prepaid costs – with the average cancellation claim on our worldwide policies coming in at around £2,000, and the highest reaching more than £50,000.
Voted Best Travel Insurance 9 years running
The British Travel Awards have recognised us as the Best Company for Travel Insurance nine years in a row (2016-2025). This achievement is based on the votes of real customers, showing the trust travellers place in us.
This award is only given to travel companies that provide stellar service to their customers. It shows that we prioritise customer service, round-the-clock support when you need it most, and a reliable and speedy claims process.
Excellent 4.7 | 553,524 reviews
The UK’s favourite travel insurance provider
with more 5-star reviews than any other provider.†
Efficient Service
All fab thank you
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Fair price for a good product.
Fair price for a good product.
Easy to purchase online.
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Always good and competitive.
Always good and competitive.
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Other Poland travellers often ask...
For insurance purposes, Poland is covered under our 'Europe' region. So, whether you're soaking in the coastal charm of Gdańsk or exploring Wieliczka’s salt mines, getting the right cover is easy.
For a single trip to Poland: Select 'Poland' as your destination when you buy a single-trip policy to cover your trip.
For multiple trips in a year: If you plan on travelling to Poland more than twice per year, an annual multi-trip policy could offer the best value. By choosing Europe as your destination when buying your travel insurance, you’ll be covered for your Poland holiday, plus any other European getaways you have planned.
For a world tour: If your travels take you to Poland and beyond Europe, a worldwide policy might be the best option. Just be sure to list every country on your itinerary when you’re buying your travel insurance, so you’re covered for every destination.
Staysure’s family travel insurance policies will ensure everyone is protected under one convenient plan, which is often more cost-effective and simpler to manage than buying individual policies for each family member. It covers one or two parents and their dependent children (under 18, or under 21 if in full-time education) – and if one person needs to cancel or cut the holiday short due to a medical emergency, everyone else can be covered too.
If your break includes grandparents, cousins or best friends, a group policy is the way to go. You can buy cover for up to nine people online, or up to 30 over the phone, even if you don’t all live at the same address.
Our policies cover over 100 fun-filled activities as standard, so you can make the most of your next adventure. From beach volleyball, whale and dolphin watching, and other water sports like snorkelling, paddleboarding, jet skiing, boogie boarding, surfing, windsurfing, swimming, rowing, catamaran cruising and waterpark adventures.
We also cover hiking below altitudes of 2,500 metres, tree canopy walking, cycling, Pilates, roller blading, and ziplining, with some exceptions when it comes to personal accident and liability cover. Golf is included in all our policies, but we also provide extra golf cover, which can help protect your equipment and non-refundable golfing fees.
You can find the full list of included activities in our policy documents.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care and find the most appropriate place for treatment and follow-up care.
Our helpline is open 24/7, 365 days a year:
Calling from outside the UK: +44 1403 288 414
Calling from USA or Canada: +1 844 780 0639
Calling from Mexico: +1 819 780 0639
Calling from the UK: 01403 288 414
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible.
Where you have a valid claim and your medical expenses exceed £350, we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
At Staysure, we believe that age shouldn't be a barrier to adventure, which is why we specialise in travel insurance for pre-existing conditions, and all ages. Our policies are designed to provide the tailored protection you need to travel with confidence at any stage of life, whether you are in your 50s, 60s, 70s, 80s, or beyond.
Simply get in touch with our friendly team over the phone, or get a quick online quote, so you can make the most of your trip.
The Tatra Mountains are a hiker's paradise, and your Staysure policy is designed to keep up with your adventures. We cover hiking and trekking on marked paths up to 2,500 metres as standard.
This means you can pack your boots with confidence and set your sights on Poland’s highest peak, Rysy, as it sits just within this limit. With countless breathtaking trails throughout the Polish Tatras, you won't be short on breathtaking views.
You can find the full list of included activities in our policy documents.
Porting in Poland on your next cruise? If you let us know about your sea voyage when buying your policy, we’ll be able to cover your ocean adventures under a Europe or worldwide travel insurance policy.
Just tell us which destinations your cruise will include, and we’ll make sure the key standard benefits you normally get on land follow you out to sea, like cover for cancellations, medical emergencies and lost or stolen baggage.
For more protection, our Cruise Plus add-on can cover cabin confinement and any resulting unused excursions, missed port departures, itinerary changes, and more. This add-on is available with our Comprehensive and Signature policies and also covers river cruises.
Your standard Staysure policy will cover crucial off-piste parts of your holiday, like your flights, your baggage, a lost passport, or a medical emergency that happens while you’re not on the snow.
Our winter sports add-on (available on Comprehensive and Signature policies) is designed to protect the fun that the Tatra Mountains offer, like glacier skiing, guided cross-country skiing (Nordic skiing), outdoor ice-skating, on-piste mono-skiing, skiing or snowboarding off piste (only if within the confines of the ski resort on recognised and authorised areas), on-piste skiing or snowboarding, snowshoeing, tobogganing and more.
It covers you for:
Air evacuation and emergency medical expenses
Ski passes or equipment loss, theft or damage
Equipment hire fees, if your equipment gets lost, stolen, damaged or delayed
The costs for unused ski school or instruction classes (due to illness or injury)
Avalanches and landslides
Winter sports cover comes standard on our Comprehensive and Signature annual multi-trip policies, but will need to be added if you’re taking out a single-trip policy.
Whether you're exploring the Green Velo trail along the Baltic coast or cycling through the beautiful Mazury Lake District, our policies are designed to keep up with your two-wheeled adventures. Recreational cycling is included as standard on all our policies, so you can enjoy the ride knowing you’re protected from the unexpected.
Fancy taking things off-road? We can protect your mountain biking adventures as long as you wear a helmet, with some exceptions to personal accident and personal liability cover.
You can find the full list of included activities in our policy documents.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It's quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that's details are staying the same, just visit your My Staysure account.
Up to £15,000 cancellation cover per person on Signature policies
