Travel insurance for France

Taking a GHIC (Global Health Insurance Card) or EHIC (European Health Insurance Card) with you when travelling to France is a requirement of our travel insurance. These cards provide access to free or reduced-cost healthcare from state providers but aren’t a substitute for travel insurance.

A GHIC or EHIC won’t cover non-medical issues like lost luggage or cancellations, nor will it cover repatriation if you need to be flown home. Only travel insurance offers that level of protection.

If you use your GHIC or EHIC when abroad, we'll waive your travel insurance excess if you need to make a medical claim (this could amount to £129 per person on a Basic Travel Insurance policy and £99 per person for Comprehensive Travel Insurance policies).

If you’re planning a winter sports holiday while you’re in France, it’s important that you’re covered with Winter Sports Travel Insurance.

Winter sports cover can be added to your single trip travel insurance Comprehensive or Signature policy for an additional premium. Or, if you prefer an annual policy, winter sports cover is automatically included for 21 consecutive days when you choose a Comprehensive policy and 28 consecutive days on our Signature policies.

Winter sports travel insurance can cover you for winter sports equipment hire, piste closures and avalanches or landslides. To find out more, take a look at our winter sports travel insurance page.

To be covered on our policies, you need to have received all doses of the COVID-19 vaccine that you’ve been offered, including any booster jabs.

You can also be covered if you can’t have the vaccine due to a medical exemption.

If you have refused any doses of the COVID-19 vaccine then you won’t be covered for COVID-19 related claims.