Whether you’re exploring the streets of Lisbon, relaxing on a beach in the Algarve or discovering Madeira’s stunning scenery, Portugal travel insurance can give you the confidence you need to embrace your next adventure.
Sit, back, relax and unwind, knowing that if things don’t go as planned your policy covers:
Know before you go
Before you travel, always check:
Emergency medical cover abroad for COVID-19
Easy to access and amend your policy online
We’ve given over 10m people peace of mind
Data covers Jan 2005 - Jan 2023Generous cancellation cover up to £10,000
You can make changes to your policy, online and in your own time with My Staysure.
We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.
You can also find some handy travel tips on our lifestyle page.
| Basic | |
|---|---|
| Medical emergencies and repatriation | Up to £5m |
| Cancellation | Up to £500 |
| Cutting your holiday short | Up to £500 |
| Baggage | Up to £300 |
| Travel delay | Up to £300 |
| Money and passport | Up to £300 |
| COVID-19 | |
| Excess | £129 |
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £5k |
| Cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation | Unlimited |
| Cancellation | Up to £10k |
| Cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| Travel delay | Up to £1.5k |
| Money and passport | Up to £500 |
| COVID-19 | |
| Excess | £0 |
| Basic | Comprehensive | Signature | |
|---|---|---|---|
| Medical emergencies and repatriation | Up to £5m | Unlimited | Unlimited |
| Cancellation | Up to £500 | Up to £5k | Up to £10k |
| Cutting your holiday short | Up to £500 | Up to £5k | Up to £10k |
| Baggage | Up to £300 | Up to £2.5k | Up to £5k |
| Travel delay | Up to £300 | Up to £1.5k | Up to £1.5k |
| Money and passport | Up to £300 | Up to £500 | Up to £500 |
| COVID-19 | |||
| Excess | £129 | £99 | £0 |
These are just a few of the things our policy covers. For the ins and the outs, take a look at our policy wording.
Get QuoteIt's a requirement of our Europe travel insurance to take a GHIC (Global Health Insurance Card) or EHIC (European Health Insurance Card) with you when travelling to Portugal. But remember a GHIC or EHIC is a compliment to travel insurance, not a substitute for it.
The GHIC or EHIC entitles you to free or reduced cost health care in the state health providers in Portugal.
But remember, neither a GHIC or EHIC will cover you for non-medical related mishaps on your trip, and won't cover you if you need to be flown home. Only travel insurance can provide you with that peace of mind.
If you use your GHIC or EHIC when abroad, we will waive your travel insurance excess if you need to make a medical claim (this could amount to £100 per person on a Basic Travel Insurance policy and £65 per person for Comprehensive Travel Insurance policies).
You can declare your medical conditions through our online medical screening process, which is a straightforward set of questions for us to understand how your medical condition affects you. Or, if you prefer, you can complete the medical screening over the phone.
It’s important that all pre-existing conditions are declared on your medical travel insurance.
This will avoid large medical bills if you need treatment in another country. Failure to disclose any pre-existing medical conditions may affect the validity of your policy should you need to claim.
As a Portuguese territory, Madeira is listed as part of Europe for travel insurance. For Annual Multi-trip Travel insurance, you’ll need to pick the region that covers the destination that’s furthest away in your travel plans. If that’s Madeira, choose Region 2 - Europe excluding Cyprus, Greece, Malta, Spain, Turkey, Egypt, Morocco and Tunisia.
For single trip policies, just let us know you’re going to Madeira.
How much travel insurance for Portugal and Madeira costs depends on how long you're travelling for and the level of cover you need.
Things that can affect the price of travel insurance to Portugal includes:
- If you have any pre-existing medical conditions
- Whether you need cover for a one-off trip or several
- If you choose any policy add-ons
Discover more about what affects the price of travel insurance in our guide.
If you need to make a claim, we'll make it as easy and stress-free as possible.
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