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Can I get travel insurance if I have breast cancer?
When you’ve been diagnosed with cancer, we know it’s important to get time out to enjoy some rest, relaxation or even adventure. If you’re ready to travel we may be able to cover breast cancer on one of our travel insurance policies, but we’ll need more information about your condition.
We can often provide cover for breast cancer if:
you’re not travelling against your doctor’s advice
you are not planning to have medical treatment, tests or appointments abroad
your life expectancy is more than 6 months after your return date
For the best service and support, call our specialists. They’ll guide you with care through the next steps of your quote.
Why get travel insurance for breast cancer with Staysure?
We’re experts in covering pre-existing conditions, including breast cancer.
Receive a tailored quote for your diagnosis.
Our team of medical specialists are available 24/7 if you need support while abroad.
How Staysure travel insurance for breast cancer works in three easy steps
To get cover, you’ll need to declare your breast cancer and any other pre-existing conditions to us when getting a quote for travel insurance.
1. Tell us about your trip
We’ll need a few quick details to get started:
If you need cover for one trip or multiple trips.
Who the insurance is for.
Where you’re going and how long for.
2. Let us know about your breast cancer
Our simple medical screening helps us understand you better and the care you could need abroad.
Some of the things we’ll ask are:
If your cancer has spread.
Your treatment plans or history.
Your current cancer status.
If you’re waiting for or having cancer treatment, or have a terminal diagnosis, contact one of our helpful agents over the phone. Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online, and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs.
Choose optional add-ons to tailor your quote to your trip, including gadget cover or cruise plus benefits.
We know that unexpected complications can be a worry when travelling after a cancer diagnosis or treatment. If the worst happens during your trip, the right insurance can protect you from extremely high medical costs abroad:
Emergency medical expenses and return home if medically needed
Direct payments arranged to hospitals for approved expenses over £350
Around the clock support from Staysure assistance while abroad
We know how important it is to be able follow your management plan for breast cancer, which can be a worry when travelling with medicines. But if anything is lost, stolen or damaged, it can be tricky to track down replacements abroad. With our Comprehensive and Signature policies, we offer Personal Assistance Services for situations just like this.
That support includes:
Helping you locate local pharmacies.
Connecting you with English speaking healthcare experts.
Understanding local healthcare systems to help find the equivalent medications available at your destination.
Please note that replacement medicines are not a covered expense.
If your health means you need to unexpectedly cancel your trip or cut it short, your safety is our priority.
24-hour medical emergency helpline with English-speaking support team.
Support coordinating care with your medical team back home.
If you need to come home, we’ll coordinate with overseas and UK medical teams, and take care of your transport arrangements.
Help with accommodation if you need to extend your stay.
Assistance rebooking flights and transfers.
How much does travel insurance cost with breast cancer?
The cost of your travel insurance quote is tailored to your individual circumstances and travel plans.
Things we may consider include:
Your diagnosis and any other pre-existing conditions.
Treatment history.
Where you plan to travel and the length of your trip.
Your age and overall health.
You can find out how much your policy costs in minutes using our straightforward medical screening when you get a quote.
Proud to be a part of BIBA's medical directory
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
Many people with breast cancer continue to enjoy travel.
“For some, cancer and its treatments may mean careful planning is needed. But the right travel insurance policy can help people with breast cancer get back to confidently enjoying the things they love most.”
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Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
Whether after a diagnosis or reaching a milestone in your breast cancer journey, going away can be a great way to take a moment, reset, and focus on the things that matter.
Pre-travel checklist for travelling with breast cancer
Before booking, talk with your treatment team about whether you’re fit to fly or travel, and how to plan your trip, especially around any treatment.
If you’re currently receiving chemotherapy or have had it within the last six months, speak to your treatment team to find out if you need any vaccines and which are suitable.
Give yourself enough time to prepare enough medication for the whole trip plus a few extra days just in case.
Check any restrictions on travelling with medication in the country you’re visiting, including whether you need a signed doctor’s letter, which you can check with the country’s embassy.
If you’re travelling in Europe, get a GHIC – remember, this doesn’t replace travel insurance.
If you don't have a GHIC, want to find out more, or have an EHIC, take a look at our guide for more information.
Beth Craig
Travel insurance expert
Insurance can give you peace of mind by covering breast cancer-related emergencies abroad…
“When travelling with breast cancer, insurance can give you peace of mind by covering health emergencies abroad - just remember to declare all aspects of your breast cancer and any other pre-existing conditions you have.”
Tips for travelling with breast cancer
If you’re travelling with medication, it’s best to keep them in their original packaging in case you need medical help. Some people prefer to travel with their medicines in their hand luggage in case baggage goes missing.
It might help to find out how to access the local medical services where you’re staying so you know what to do if you become unwell while away.
If you’re currently receiving treatment, speak to your treatment team before booking. They can advise you on schedules to suit your plans and needs.
Lymphoedema, which is swollen limbs, is a common side effect of some breast cancer treatments. It shouldn’t stop you from going on your trip, but you may wish to take extra steps to be comfortable when flying.
If you have a fitted compression garment, wear it during your journey, especially when flying.
Wear loose clothes with natural fibres to keep cool and comfortable.
Keep your luggage light or on wheels, and use a rucksack rather than a handbag as they’re easier to carry.
If you can, book an aisle seat so that you can move easily around to reduce swelling and the chance of deep vein thrombosis (DVT).
Other things that can help you stay comfortable while travelling include:
Use a high SPF sunscreen (at least 30) with UVA protection, and wear a hat and sunglasses for sun protection.
Wear insect repellent and long sleeves to prevent insect bites.
Pack medicines for nausea and diarrhoea.
A good pair of walking shoes can ease strain on your hips and joints.
Pacing yourself is important. You may want to consider how much activity you can manage and schedule rest between activities.
Look for accommodation that is accessible for your needs.
If you need mobility support, arrange with your travel providers ahead of your trip for a wheelchair or assistance at airports, train stations, and on ships.
Drink 6-8 glasses of water a day to keep hydrated and eat regularly to keep your energy levels up.
If you’re flying long-haul, give yourself time to rest before and after your travels to reduce jet lag.
You’ll want to feel secure on your trip so it’s worth having these travel documents and medical records with you.
Check with the embassy if you need a signed doctor’s letter summarising your medical history, including recent treatments and current medications.
Copies of your prescriptions.
A printout of any agreed special travel arrangements.
Proof of health and travel insurances with contact numbers.
Lists of healthcare providers in the area you’re travelling to.
Your GHIC card.
Common questions for travelling with breast cancer
If you’re receiving chemotherapy and radiotherapy, you may be advised to wait before booking a trip. Speak with your treatment team about what is suitable for you and your needs.
If you’re taking hormone therapy or targeted therapy, you can travel with some careful planning.
For example, if you have an increased risk of blood clots after certain hormone treatments, it’s worth reading advice on avoiding blood clots on flights.
If you have an increased risk of infections after certain treatments, it’s worth considering your destination and the risk of foodborne illnesses, for example.
Do speak to your treatment team before making plans. They can help advise you on safe times, destinations, and activities best suited for you and your treatments.
Many people travel again at some point after breast cancer treatment. How quickly you can get back to travelling usually depends on your overall health and the treatments you’ve had.
Speak to your doctor or care team about when you can get back to travelling after breast cancer treatment and trips that may be suitable for your needs.
If you’re having active treatment for breast cancer, we may still be able to cover you for travel insurance.
For the best service and support, call one of our specialists. They’ll guide you with care through the next steps of your quote.
If you have a prosthetic breast implant, you may be worried about going through the airport scanners. Don’t worry, they will not trigger the alarms.
Sometimes, people are randomly picked for body scans. You might want to carry a letter from your treatment team confirming your situation and show it to staff if this happens.
If you use a temporary prosthesis, you may prefer to keep it in your hand luggage. It should go through security just fine as it’s classified as medical equipment.
Some people like to pack their prosthesis in their check-in. If you do, small bubbles can appear in your prosthesis, as the luggage hold is not pressurised. Your prosthesis will not be damaged, and the bubbles disappear after landing.
You can take a flight with both a temporary prosthesis and a permanent implant as the air cabin where you sit is pressurised. Your implant will not be damaged when you fly.
If you’ve recently had surgery to receive a permanent breast implant, check with your doctor or care team about how soon you can travel after surgery.
Before you book your trip, check which vaccines you may need for your destination.
Speak to your GP or pharmacist about vaccines if you’ve had chemotherapy within the last six months. Live vaccines might not be suitable, but you may be able to have inactive vaccinations.
Some important things to consider packing for your trip:
Enough medication for your whole trip and a few days extra, including other medication for things like nausea and headaches.
Check with the embassy of your destination country whether you need a signed doctor’s letter to travel with certain medicines – some doctors may charge for this service, which is not a covered expense.
Evidence that you are fit to fly or travel, such as your medical notes.
Proof of health and travel insurance with contact numbers.
A list of healthcare providers in the area you’re visiting.
Compression socks for flying.
Insect repellent and antiseptic cream.
Clothes you feel comfortable and confident in.
Some people are at increased risk of infections after breast cancer treatment. Always make sure to talk to your nurse for advice so that you can enjoy your trip to the fullest.
Here are some things you may want to keep in mind:
Avoid raw or undercooked food, including raw fruit and vegetables.
Depending on your destination, it may be safer to drink bottled water and avoid ice in drinks.
Avoid swimming in pools, rivers, lakes, and the sea.
Try to stay covered up and wear insect repellent to protect your skin against insect bites.
Use antiseptic cream on any insect bites or scrapes to your skin.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care, find the most appropriate place for treatment and follow up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
Travelling against your doctor’s advice.
Claims for pre-existing medical conditions you haven’t told us about.
Routine check-ups, planned treatment or non-emergency care.
Travel for medical procedures abroad.
Reimbursement for lost, damaged or stolen medicines or equipment.
Incidents related to alcohol or controlled substances.
Strike action that was common knowledge at the time of booking.
Choosing private treatment when suitable public facilities are available.
Choosing not to travel.
Discover more about what travel insurance covers. There will also be policy limits and exclusions depending on the level of cover you choose. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for breast cancer, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for breast cancer should:
Agree to cover your breast cancer and any other pre-existing conditions you have.
Cover medical expenses, including necessary emergency travel home.
Have a high medical cover limit.
Help you replace lost, stolen or damaged medication.
Cover you for cancellations or interruptions during your trip.
Include 24/7 emergency assistance services while abroad.
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.