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Can I get travel insurance if I have diverticulitis?
We offer travel insurance that covers diverticulitis. Just let us know about your condition when you get a quote, along with any other pre-existing conditions you have.
Having the right insurance in place means you can relax and enjoy your trip. Hopefully, that’s the last time you’ll need to worry about it. If something does happen, our medical team is here 24/7 to help you get the care you need for diverticulitis.
Why get travel insurance for diverticulitis with Staysure?
We’re the UK’s number one travel insurance provider, based on trust pilot reviews.
We’re experts in covering pre-existing medical conditions for travel insurance, including diverticulitis.
24/7 emergency medical assistance from experts in conditions like yours.
How Staysure travel insurance for diverticulitis works in three easy steps
To get cover, you’ll need to declare your diverticulitis and any other pre-existing conditions to us when getting a quote for travel insurance. Our simple screening makes it easy to tell us about your trip and health.
1. Tell us about your trip
We’ll need a few quick details to get started:
If you need cover for one trip or multiple trips.
Who the insurance is for.
Where you’re going and how long for.
2. Let us know about your diverticulitis
Our simple medical screening helps us understand you better and the care you could need abroad.
Some of the things we’ll ask include:
Whether you have diverticulitis, diverticulosis or diverticular disease.
Any current symptoms.
Any hospital admissions or surgeries.
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online, and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
Choose optional add-ons to tailor your quote to your trip, including winter sports or cruise plus benefits.
Hopefully diverticulitis won’t interfere with your trip. But we know how much it matters to have a contingency plan in place when abroad.
We offer:
Unlimited medical expenses for unforeseen emergencies on our Comprehensive and Signature policies, including diverticulitis flare-ups
Access to 24/7 emergency medical assistance team while abroad
Direct payment to hospitals for covered medical expenses over £350
We know that the enjoyable parts of travelling, like food and drink, can have unwanted effects when you have diverticulitis. If you need non-urgent medical advice or over the counter medicines to help settle symptoms during your trip, our 24/7 support team can advise on the most suitable place to access local care, such as your nearest approved pharmacy.
Our 24-hour medical emergency assistance team are there to provide you with the support you need every step of the way. If your diverticulitis flares up and you need to cut your trip short or return home (repatriation), your safe return is our priority. Our medical experts will arrange your transport, and we’ll cover the costs.
How much does travel insurance cost with diverticulitis?
The cost of your travel insurance is tailored to your individual circumstances and travel plans.
Things we may consider include:
The type of diverticulitis you have.
Your age, the destination, and how long you’re travelling.
Any other activities you want to cover, like winter sports.
You can find out how much your policy costs in minutes using our straightforward medical screening when you get a quote.
Proud to be a part of BIBA's medical directory
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
1 in 3 people will be affected by diverticular disease in their life.
“For people living with diverticulitis, getting away or eating out can feel very daunting. It's a condition that will affect one in three people at some stage of their life, so having the right travel insurance is essential. Taking the time to prepare ahead can give you the confidence you need to get the most out of your trip.
”
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Used the option to talk through with an agent who was really helpful and quick to set up.
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Very helpful person
Very helpful person, explaining each step.
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Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
When you have diverticulitis, taking the time to prepare can make trips abroad less daunting. From preparing for stomach upsets to making sure you can meet your dietary needs abroad, here are some tips for planning ahead.
Pre-travel checklist for travelling with diverticulitis
If you’ve had surgery, experienced symptoms requiring medical attention in the last 3 months, or had any unplanned hospital admissions in the last 2 years, be sure to mention this during your medical screening to check if your condition is covered.
If you manage your condition or flare-ups with laxatives, paracetamol or antispasmodics, prepare enough for your trip plus a few days extra, just in case.
Find out the local brand names of any medicines you take in case you need to buy extras there.
If you’re taking antibiotics to treat a current episode, make a copy of your prescription. Please note that if you're experiencing an active episode, we may not be able to offer cover.
Consider staying somewhere with a kitchen so you can prepare some of your own meals – restaurant food is often low in fibre.
If you have a stoma, talk to your care team or nurse for guidance on what you need to do before you go and while you’re away, including local stoma care facilities.
If you’re travelling in Europe, get a GHIC – remember, this does not replace travel insurance.
Beth Craig
Travel insurance expert
Having travel insurance that includes your diverticulitis means you’re ready for the unexpected.
“Overseas medical care can be expensive, especially if you need emergency care for something like a diverticulitis flare-up, which can sometimes mean spending days in hospital. That’s why we may cover diverticulitis as a pre-existing condition and offer around-the-clock support while you’re abroad.”
Tips for travelling with diverticulitis
You should be able to treat yourself and indulge when away. But it’s important to continue following your diet plan, including your usual amount of fibre to avoid constipation, bloating, and wind.
Make sure your flare-up plan is up to date, and you’re refreshed on the steps to take if you have one
Consider staying somewhere with cooking facilities so you can prepare some of your own meals – this can help to get the right amount of fibre
Follow your doctor’s advice on alcohol consumption
Long journeys can be draining for everyone. But for people with diverticulitis, spending hours en-route can be especially uncomfortable.
Here are a few things to consider for easing stomach discomfort on the journey:
Book an aisle seat near the toilets so you can comfortably go when you need
Avoid big meals before you go, and drink water little and often, rather than in large volumes
Carry paracetamol or antispasmodics with you
It’s a good idea to take the time to rest before and after your journey. If you’re going to a different time zone, this will help you with jet lag.
Warm climates combined with busy days can easily lead to dehydration. It’s essential to get enough fluids, both to avoid a diverticulitis flare up and to combat the effects of diarrhoea if you’re already having symptoms.
If you know the water is safe to drink, take a reusable flask with you so you can fill up and drink as you go
Sip fluids little and often – aiming for 6-8 glasses a day
If the water is not safe to drink, only drink bottled water and avoid ice in your drinks
Avoid being outside during peak sunshine hours (11am – 3pm) or wear a wide-brimmed hat and stick to the shade
Bring rehydration salts with you in case you have diarrhoea
Common questions for travelling with diverticulitis
If you’ve had medication, symptoms, appointments, tests, treatment or hospitalisation for diverticulitis in the last two years, you need to declare it on your travel insurance.
It’s important you let us know about your diverticulitis and any other pre-existing medical conditions you may have. If we don’t know, we won’t be able to cover you if you need to make a claim.
If you’d like, give a friendly member of our team a call to find out more.
Having diverticulitis should not stop you from travelling. But it may mean you need to take some extra time to plan and prepare in advance to help you enjoy the things you’ve planned.
If you’re unsure about your condition or want advice for your trip, have a talk with your doctor or care team if you have one. They will be able to help you plan a trip suitable for you and your needs.
Some useful things to consider packing for a trip if you have diverticulitis:
Paracetamol and antispasmodics for stomach pain relief
Rehydration salts as new foods may upset your stomach
Both anti-diarrhoea and constipation relief medication
If you have a stoma, make sure you have plenty of equipment and know how to store and care for it when you’re away
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care, find the most appropriate place for treatment and follow up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
Travelling against your doctor’s advice
Claims for pre-existing medical conditions you haven’t told us about
Routine check-ups, planned treatment or non-emergency care
Travel for medical procedures abroad
Reimbursement for lost, damaged or stolen medicines or equipment
Incidents related to alcohol or controlled substances
Strike action that was common knowledge at the time of booking
Choosing private treatment when suitable public facilities are available
Choosing not to travel
Discover more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for diverticulitis, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for diverticulitis should:
Agree to cover your diverticulitis and any other pre-existing conditions
Cover medical expenses, including necessary emergency travel home
Have a high medical cover limit
Help to replace lost, stolen or damaged medications
Cover you for cancellations or interruptions during your trip
Include 24/7 emergency assistance services while abroad
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.
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