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Can I get travel insurance after a heart attack?
A past heart attack shouldn’t put an end to life’s adventures, big or small. That’s why you can get travel insurance tailored to your medical and travel needs.
As long as a doctor has given you the go-ahead to travel, we should be able to cover you for heart-related emergencies when you’re abroad. Just let us know about your medical history when you get a quote, and any other pre-existing conditions.
Why get travel insurance after a heart attack with Staysure?
We’re experts in covering pre-existing conditions for travel insurance, including heart attacks.
We’re the UK’s number one travel insurance provider, based on Trustpilot reviews.
We provide 24/7 emergency medical assistance worldwide.
Our Signature policy offers unlimited emergency medical expenses covered with no excess.
How Staysure travel insurance after a heart attack works in three easy steps
To get cover, you’ll need to declare any heart attacks and all pre-existing conditions to us when getting a quote for travel insurance. We make it easy to tailor a quote to your trip and health.
1. Tell us about your trip
We’ll need a few quick details to get started:
If you need cover for one trip or multiple trips.
Who the insurance is for.
Where you’re going and how long for.
2. Let us know about your heart health
Our simple medical screening helps us understand you better and the care you could need abroad.
Some of the things we’ll ask include:
How many heart attacks you’ve had.
Your treatment plans, including medication and surgeries.
If you’ve ever had angina symptoms.
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online, and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
Choose optional add-ons to tailor your quote to your trip, including winter sports or cruise plus benefits.
What does travel insurance after a heart attack cover?
We understand the worry of having an emergency or heart complication abroad. When you declare your pre-existing conditions to us, our travel insurance includes:
Emergency treatment and hospital admission
24/7 emergency support worldwide while abroad
Specialist cardiologist consultations
Emergency surgery if required
Treatment for cardiac complications
Ambulance services and medical transport
Our 24/7 emergency team includes specialists to coordinate your care with local medical providers.
We know you might be travelling with important medicines after a heart attack, such as angiotensin-converting enzyme (ACE) inhibitors. If your heart medications are lost or stolen, it can be tricky to track down medicines and equipment abroad. With our Comprehensive and Signature policies, we offer Personal Assistance Services for situations just like this.
Our 24/7 medical team can help you find a local pharmacy that stocks your medication, contact your UK doctor to confirm prescriptions, and find alternatives to the exact medications that aren’t available. Please note the cost of replacement isn’t a covered expense.
If your health means you need to cancel your trip or cut it short, your safety is our priority.
We'll provide:
24-hour medical emergency helpline.
If you need to come home, we’ll coordinate with overseas and UK medical teams.
We’ll take care of your transport arrangements, including travel to your local hospital if needed.
Help with accommodation if you need to extend your stay.
Assistance rebooking flights and transfers.
How much is travel insurance after a heart attack?
Having a history of heart attacks shouldn’t always mean paying the highest premiums.
The cost of your travel insurance is tailored to your individual circumstances and travel plans.
Things we may consider include:
The time since your heart attack.
Any ongoing cardiac treatments or medications.
If you've had procedures like stents or a pacemaker fitted.
Where you plan to travel and the length of your trip.
Your age and overall heart health.
Whether you have other heart-related conditions.
If you're still attending cardiac rehabilitation.
You can find out how much your policy costs in minutes using our straightforward medical screening when you get a quote.
Proud to be a part of BIBA's medical directory
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
Taking time out is even more important if you’ve had a heart attack.
“Having the right policy can help keep the stress at bay, so you can take the time to reconnect with yourself and the people you love.”
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The policy’s have just been delivered…
The policy’s have just been delivered for our two coach tours this spring , Sunday Morning.
How wonderful we have used you once before but my granddaughter arranged that one for us , this time I managed myself . Wonderful so easy ,we will definitely use you again for our coach holidays . Thankyou
Iain Bintcliffe,
Recomend for holiday medical cover
Very easy to use when putting in information about medical problems. Used previously. As with most things nowadays a little pricey but then a lot of companies would not c
customer,
The system was simple and not too…
The system was simple and not too involved.
John,
Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
A trip is a great time to unwind. When you have a history of heart attacks, some extra planning can go a long way to feeling at ease on your travels.
Pre-travel checklist for travelling with a heart condition
Before booking your trip, see your GP or heart specialist to make sure you’re fit to fly and travel.
You may want to ask for advice on travel destinations and suitable vaccinations.
Look at accommodation that’s easy to get to and close to facilities like restaurants and shops.
Check with your destination’s embassy whether you need a signed doctor’s letter to travel with certain medicines or equipment – some doctors may charge for this, which isn’t covered by travel insurance.
If you’re on ACE inhibitors, make sure there’s no clash with your travel dates and your annual check-up appointment.
Make sure you’ve prepared enough medication to last the whole trip with extra days just in case.
If you’re travelling in Europe, get a GHIC - remember, this doesn’t replace travel insurance.
Travelling with a history of heart attacks is absolutely possible with the right preparation and planning.
“Once you're medically cleared by your cardiac team, consider destinations with reliable medical facilities and manageable travel times. With travel insurance that includes your heart condition, you’ll have access to emergency cardiac care abroad and support for returning home if needed — allowing you to explore new places with confidence and peace of mind.”
Tips for travelling after a heart attack
Whether you have high blood pressure, have had a heart attack, or have circulatory artery disease, you might have ongoing medication and treatment needs.
If you bring medication, keep them in their original packaging with your prescription in case you need medical help. It might be helpful to pack them in your hand luggage and suitcase in case any baggage is lost or delayed.
Speak to your pharmacist for advice on:
Adjusting your dose timings to the local time zone.
How to properly store and transport them if they need to be refrigerated.
Any side effects you need to look out for while travelling, such as managing fluid intake when taking diuretics.
If you’ve had a heart attack and are still having cardiac rehabilitation, speak with your cardiac rehab team so they can change your programme to fit with your travel plans.
If you’re going to be flying or taking a long journey, staying mobile can help protect against blood clots and deep vein thrombosis (DVT).
Move your body to help blood flow, like circling your ankles.
Do simple stretching exercises like pointing your feet in front of you.
Ask your GP if compression socks would be suitable for you.
If flying, book an aisle seat with extra legroom.
If driving, plan for plenty of rest stops along the way.
Many people take medication after having a heart attack. Some side effects of these medications may need extra attention when travelling.
For example, statins, beta blockers, and antiplatelets can cause nausea and diarrhoea. So, it might be worth looking up the location of toilets in the area you're going to before heading out.
Remember to talk to your pharmacist for things you can look out for when travelling.
Nobody likes to be stressed on their travels. But for people who have had a heart attack, it’s really important to take extra care in reducing stress as much as possible. Here are some things you might find helpful:
If you take beta blockers and struggle sleeping, look for accommodation away from noisy main streets.
Stay hydrated – it’s easy to forget when you’re travelling but dehydration can cause your heart rate and blood pressure to rise.
Always consider your physical ability – speak to your GP if you’re thinking of doing something new on your trip.
You may be looking forward to trying the local cuisine, but it’s best to stick to low salt and lower fat options.
New foods can upset your stomach – speak to a pharmacist about bringing anti-nausea and anti-diarrhoea medication, especially if your medicines mean you’re prone to stomach upsets.
Getting plenty of rest between activities is a must when you travel with a heart condition.
Make sure your room is clean, comfortable and quiet. You might want to ask for one that’s close to a lift, reception, or an emergency exit for peace of mind.
To help you make the most of your trip, it’s worth taking these documents along with you.
A signed doctor’s letter summarising your medical history, including recent treatments, current medications and medical equipment like oxygen.
Your device identification card if you have any implanted device such as a pacemaker.
A list of recent treatments and copies of your prescriptions.
Number and location of emergency services.
Proof of health and travel insurance with contact numbers.
If you’re travelling in Europe, a GHIC.
If you do not have a GHIC, want to find out more, or currently have an EHIC, check out our GHIC guide for more information.
Common questions for travelling after a heart attack
Many people take flights after they’ve recovered from a heart attack. It’s best to see your GP for a fit to fly check first.
If you need to bring any medical equipment such as extra oxygen, or need assistance like a wheelchair, make arrangements with the airline in advance.
If you’ve had emergency angioplasty and had a stent fitted after a heart attack, you may need to take some time to recover. For some people, this can be several months.
You may also be taking medication that require regular checkups and tests.
Always talk to your care team before making any bookings. They can make sure you’re fit to fly and travel, and help you book a trip that suits your needs.
For a valid policy, we need to know about any medication that you’re taking currently or in the last two years to manage your condition. This includes statins.
We’ll ask you about it in our initial medical screening so make sure you let us know. If we don’t know, we will not be able to cover you if you need to make a claim.
If you want to find out more, have a chat with a friendly member of our support team over the phone on 0333 014 4512. Our opening times are listed below.
Monday - Friday: 8.30am - 8pm
Saturday: 9am - 5.30pm
Sunday: 10am - 4pm
If you’ve had a heart attack, unfortunately, there’s a chance you could have another.
If you feel any of the following:
A sudden chest pain
Breathless
Dizzy
Heart palpitations (noticeable heartbeat)
Nauseous
These may be symptoms of a heart attack or heart failure. Contact local emergency services immediately. Follow advice on what to do as you wait for them to arrive.
Then, call our 24-hour emergency helpline. Our team can help arrange your care, and find the most appropriate place for treatment and follow-up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance.
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
Travelling against your doctor’s advice
Claims for pre-existing medical conditions you haven’t told us about
Routine check-ups, planned treatment or non-emergency care
Travel for medical procedures abroad
Reimbursement for lost, damaged or stolen medicines or equipment
Incidents related to alcohol or controlled substances
Strike action that was common knowledge at the time of booking
Choosing private treatment when suitable public facilities are available
Choosing not to travel
Discover more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for heart conditions, you’ll want to look out for what’s covered and what’s not.
The right travel insurance should:
Agree to cover your heart condition and any other pre-existing conditions you have.
Cover medical expenses, including necessary emergency travel home.
Have a high medical cover limit.
Help you replace lost, stolen or damaged medications.
Cover you for cancellations or interruptions during your trip.
Include 24/7 emergency assistance services while abroad.
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.
Up to unlimited emergency medical expenses
