Online Customer ServicesGet a faster response from a member of our team.
Call Customer ServicesAlternatively, you can give us a call. You may be charged a £15 admin fee for making a change to your policy over the phone. You can make changes without additional charge by logging into My Staysure.
We've got more 5-Star reviews on Trustpilot than any other UK travel insurance provider
“An excellent product with a comprehensive range of features and benefits" - Defaqto
Awarded Best Company for Travel Insurance at the British Travel Awards 2016-2024
Can I get travel insurance if I have a joint replacement?
We know there are extra things to consider when taking a trip after a joint replacement. Getting around, managing mobility aids, and the worry of urgent medical care. Getting great travel insurance shouldn’t have to be part of the challenge.
Because we’re specialists in medical travel insurance, we can usually cover joint replacements. Just let us know about your conditions when you get a quote.
Joint replacements we may be able to cover include:
hip replacements
knee replacements
joint resurfacing
With proper protection, you can focus on enjoying the activities you’ve planned. And if something doesn’t go to plan? Our experienced medical advisors are available 24/7 while you’re abroad to help you get the right care
Why get travel insurance for joint replacements with Staysure?
We’re specialists in covering medical conditions, including joint replacements.
We’re by your side day or night, with specialist medical advisors available 24/7 during your trip.
Includes all the benefits of our award-winning policy including cover for luggage loss, cancellation, and more.
How Staysure joint replacement cover works in three easy steps
To get cover, you’ll need to declare your joint replacement to us when getting a quote for travel insurance. We make it easy to tailor a quote to your trip and health.
1. Tell us about your trip
To get started, we’ll need to know:
if you need cover for one trip or multiple trips
who the insurance is for
where you’re going and how long for
2. Let us know about your cancer
Our simple medical screening helps us understand you better.
Some things we’ll ask about include:
the reason for your joint operation
medication and treatments, including for back and neck problems
if you use any mobility aids
Don’t forget to let us know about any other pre-existing medical conditions.
3. Get your quote
If you complete the screening and we can cover you, your tailored quote will be available to view online, and emailed to you. It includes travel insurance tailored to cover your condition(s).
Explore and choose from three levels of cover to suit your needs (as below).
What does joint replacement travel insurance cover?
We understand the worry of a joint dislocation abroad. We’re here 24/7 if you need to access a doctor or emergency care, with unlimited medical expenses with our Comprehensive and Signature policies.
No matter where you are or the time of day, we’ll help get you in safe hands, locating your nearest appropriate services and covering the expense of getting there.
When you’re travelling after a joint replacement, you want to know you’ve got everything you need. But it can be tricky to track down medicines abroad.
If you ever find yourself short while you're away, we’re here to help. We can assist you in locating a nearby pharmacy that stocks your medication, so you’re not left searching in an unfamiliar place.
Just so you know, the cost of replacing medication isn’t something we cover – but we’ll still do what we can to make the process easier.
If your health means you need to unexpectedly cancel or cut your trip short, we’ll get you home safely without the extra expense. That includes travel to the airport, any medical assistance or accommodation you need en route, and cancellation costs up to the agreed amount of your cover level.
We’ll provide:
a 24-hour medical emergency helpline with English-speaking support team
support coordinating care with your medical team back home
assistance arranging transport, including travel to your local hospital if needed
coordination with overseas and UK medical teams if you need to return home
help with accommodation if your stay needs to be extended
support rebooking flights and transfers
How much does travel insurance cost with a joint replacement?
Having a joint replacement shouldn’t have to mean paying the highest premium for travel insurance. Our offer is tailored to your individual circumstances and travel plans.
You can find out how much your tailored policy costs in minutes with our simple medical screening when you get a quote.
For people who have trouble finding travel insurance for pre-existing medical conditions, the British Insurance Brokers' Association (BIBA) has a directory of specialist insurers, like us!
To find out more, or if on the odd occasion we are unable to provide the cover you need, contact BIBA on 0370 950 1790. You can also search BIBA's medical directory online.
Flexible cover add-ons to suit you
Tailor your insurance to your trip with optional add-ons. Everything you need, covered under one policy.
A change in scenery can seem daunting to people who have had a joint replaced. But it doesn’t need to be.
“It may mean needing the proper preparations in place before you jump in – like getting the right insurance policy. Being prepared can provide you with the confidence you need to break out of a routine.
”
Excellent 4.7 | 457,161 reviews
The UK's most trusted travel insurance
Customers give us twice as many 5-star reviews as any other travel insurance company. That’s over 340,000 glowing reviews and counting.
Obtaining a policy
Policy obtained seamlessly
customer,
Renewed by phone
Renewed by phone. Person I spoke to was very helpful, and answered my questions about certain aspects of cover immediately.
customer,
Very clear
Very clear, efficient salesperson who rang back and was on time. Zero frustration for me and was easily to call up historic data x
customer,
Other conditions we cover at Staysure
We’re experts in travel insurance for pre-existing health conditions. Just let us know your conditions when you fill out your quote, or contact us to amend an existing policy.
Having a joint replacement doesn’t have to put an end to travel. With the proper preparation in place, you can still have an enjoyable time away.
Pre-travel checklist for travelling with a joint replacement
Speak to your GP to make sure you’re fit to travel and discuss what activities are suitable for your needs.
Confirm with your GP whether you need compression garments whilst travelling, especially if your surgery was recent.
If you’re undergoing physical therapy, talk to your physiotherapist about a programme you could do while away.
If you’re taking any medication with you, leave plenty of time to prepare enough for the entire trip plus extras in case of delays.
Make copies of your prescriptions to bring with you through security.
If you need mobility assistance, call your airline, accommodation, or tour operator to make arrangements in advance.
If you’re taking mobility aids like walking frames or wheelchairs, make sure to inform your airline or travel operator in advance.
Consider getting an ID card detailing your joint replacement.
If you’re travelling in Europe, get a GHIC – remember, this does not replace travel insurance.
Certain medicines and equipment may need a signed doctor’s letter, which you can check with the embassy of the country you're going to. Some doctors may charge for this service. This isn't covered by travel insurance.
Once you’ve recovered and you’re ready to explore, we’re here to support you.
“If you've had a joint replacement or resurfacing in the last two years, we may be able to cover you. However, it’s crucial to let us know about the procedure. Many people don’t realise that any surgery in this time frame needs to be declared to make sure the policy provides the right cover while abroad.
”
Tips for travelling with joint replacements
If flying is a part of your travel plans, you may find it useful to:
book an aisle seat with extra legroom so you can do gentle stretches and exercise at your seat like diagonal toe touches
get up and walk around the plane regularly
choose a flight with a layover if you’re travelling far – the break can give you the chance to stretch and walk off stiffness
wear loose-fitting comfortable clothes
let security know that you’ve had a joint replacement before you walk through the airport scanners
bring a lumbar pillow for lower pack support – this can ease pressure on your hip joints
stay hydrated – air cabins are especially dry and dehydration can lead to discomfort
wear your compression garment for the entire flight (if necessary)
It’s a good idea to take a walk after your journey or do some gentle stretches to get your circulation going again and work out any remaining discomfort.
When you’ve had a joint replacement, you may be worried about leaving home comforts. But here are some things you can do to help make your trip as comfortable as possible:
Pack light – consider luggage on wheels or backpacks with proper support and padding.
Use good walking shoes – lightweight breathable shoes with a well-cushioned sole can take some of the pressure off your joints.
Bring heated pads and ice packs for swollen joints.
Bring a travel lumbar pillow for lower back support when seated.
Book in advance to avoid standing in queues.
Leave plenty of time for travelling to and from places to avoid feeling rushed.
Space out your day – plan plenty of breaks between activities.
Many people with joint problems find it helpful to start and end their day with some gentle stretches. It can be a great way to warm up your muscles for the day and cool down your body after getting back in.
Some people with joint replacements may need to take some extra considerations when looking for somewhere to stay on their trip. Rest is important so here are some things to keep in mind when searching:
Book somewhere close to amenities and attractions to limit time spent travelling.
Choose a room on the ground floor near reception or an emergency exit in the unlikely event of a fall.
If you need it, an ensuite room with assisted fixtures like handrails and a seating area in the shower.
Step-free access to public areas.
A swimming pool – swimming can be a great way to exercise without putting too much pressure on your joints.
Air conditioning and heating controls.
A microwave to warm up your heating pads.
It’s a great idea to call the accommodation in advance to inform them of your condition. They’ll be able to help you find the most suitable room available for your needs.
If you’re worried about staying accident-free during new activities, you may want to take some extra precautions.
Wear supportive footwear – lightweight, breathable shoes with a well-cushioned sole.
Don’t push yourself too hard – for example, opt for a relatively flat walk rather than a big hike with a lot of inclines.
Use any support items recommended by your care team such as braces, canes, and walkers to keep your balance.
Consider activities light on the joints such as swimming or cycling.
If you’re still having physical rehabilitation after a joint replacement, it’s always a good idea to talk to your physio or doctor before you partake in any physical activity. Please be aware that you must be signed off from any post-operative checkups for travel insurance to be valid.
They can properly advise you on:
the type of physical activity you’re able to do and for how long
how to avoid aggravating or damaging your implant
It’s tempting to take part in everything when you’re away. But it’s a good idea to properly take the time to rest. And remember – walking is also physical activity!
Common questions for travelling with joint replacements
If you’ve had a hip replacement in the last two years, or symptoms, medication, tests or appointments related to it, then it’s considered a pre-existing medical condition. You’ll need to declare it for your travel insurance.
If we don’t know about it, we won’t be able to cover you if you need to make a claim regarding your replacement.
Everybody is different and recovery times can vary. You’ll need to speak to your doctor to find out when you’re able to fly after surgery.
Many airlines advise waiting at least three months due to your higher risk of deep vein thrombosis after surgery.
Always talk to your doctor before you book a trip to make sure you’re fit enough to fly and enjoy the activities you want to do.
If you’re travelling against the advice of a doctor, we won’t be able to cover your medical condition.
Recovery times vary from person to person. But, many airlines advise not to fly within three months of your hip surgery due to your increased risk of deep vein thrombosis.
It’s always best to talk to your doctor to make sure you’re fit to fly and well enough to enjoy the activities you want to do on your trip.
If you’re travelling against the advice of a doctor, we won’t be able to cover your medical condition.
In an emergency, contact the local emergency services first, and then call our 24-hour emergency helpline. Our team will help arrange your care, and find the most appropriate place for treatment and follow-up care.
If you or someone on your policy is admitted to hospital or your outpatient treatment is likely to cost more than £350, contact us as soon as possible. Where you have a valid claim, and your medical expenses exceed £350 we will look to settle the bill directly with the medical provider where possible.
If you have a non-urgent medical concern, such as sickness, headaches, or mild pain, contact our helpline first for advice on where to go for assistance
As good as travel insurance is, some things can’t be covered.
You’re not covered for:
travelling against your doctor’s advice
claims for pre-existing medical conditions you haven’t told us about
routine check-ups, planned treatment or non-emergency care
travel for medical procedures abroad
reimbursement for lost, damaged or stolen medicines or equipment
incidents related to alcohol or controlled substances
strike action that was common knowledge at the time of booking
choosing private treatment when suitable public facilities are available
choosing not to travel
Discover more about what travel insurance covers. Always check your policy documents carefully to understand exactly what you’re covered for.
When comparing travel insurance policies for joint replacements, you’ll want to look out for what’s covered and what’s not.
The right travel insurance for joint replacements should:
agree to cover your joint replacement and any other pre-existing conditions you have
cover medical expenses, including necessary emergency travel home
have a high medical cover limit
help you replace lost, stolen or damaged medications
cover you for cancellations or interruptions during your trip
include 24/7 emergency assistance services while abroad
Learn more about what’s covered under our medical insurance for pre-existing medical conditions, or get a quote.
Stay in control of your account with My Staysure
You can make changes to your policy, online and in your own time with My Staysure.
It’s quick and easy to make changes to your policy online. If you need to make simple changes such as updating traveller details or renewing a policy that’s details are staying the same, just visit your My Staysure account.
By your side in an emergency abroad, day or night
