Whether you’re obsessed with the mountains or a snowboarding first timer, Winter Sports Travel Insurance lets you hit the slopes with peace of mind.
It covers you for the risks that go hand-in-hand with snow, ice and high altitudes.
A standard travel insurance policy won’t usually cover these risks, but you can add Winter Sports Cover to your Comprehensive and Signature policy.
You get cover for:
Our Comprehensive and Signature Annual Multi-Trip policies come with Winter Sports cover included. With a Comprehensive policy, you’ll have cover for two trips, up to a total of 21 days. But if you upgrade to a Signature policy you get even more cover, with 28 days of protection for two trips – so you can enjoy your winter holidays for longer!
Your Winter Sports add-on covers the following activities:
These activities are only covered on a non-competitive/non-professional basis.
Generous cancellation cover up to £10,000
We’ve given over 10m people peace of mind
Data covers Jan 2005 - Jan 2023Emergency medical cover abroad for COVID-19
Easy to access and amend your policy online
You can make changes to your policy, online and in your own time with My Staysure.
We know you don’t always want to wait in call queues. So if you need to make changes, like updating traveller details or renewing a policy that isn’t changing, visit your My Staysure account.
You can also find some handy travel tips on our lifestyle page.
| Comprehensive | |
|---|---|
| Medical emergencies and repatriation✝ | Unlimited |
| Cancellation and cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| COVID-19 | |
| Travel delay | Up to £1.5k |
| Personal liability | Up to £2m |
| Winter sports equipment | |
| Ski pass and ski pack | |
| Piste closure | |
| Avalanche or landslide | |
| Excess | £99 |
| Comprehensive with Winter Sports add-on | |
|---|---|
| Medical emergencies and repatriation✝ | Unlimited |
| Cancellation and cutting your holiday short | Up to £5k |
| Baggage | Up to £2.5k |
| COVID-19 | |
| Travel delay | Up to £1.5k |
| Personal liability | Up to £2m |
| Winter sports equipment | Up to £500 |
| Ski pass and ski pack | Up to £250 |
| Piste closure | Up to £200 |
| Avalanche or landslide | Up to £160 |
| Excess | £99 |
| Signature | |
|---|---|
| Medical emergencies and repatriation✝ | Unlimited |
| Cancellation and cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| COVID-19 | |
| Travel delay | Up to £1.5k |
| Personal liability | Up to £2m |
| Winter sports equipment | |
| Ski pass and ski pack | |
| Piste closure | |
| Avalanche or landslide | |
| Excess | £0 |
| Signature with Winter Sports add-on | |
|---|---|
| Medical emergencies and repatriation✝ | Unlimited |
| Cancellation and cutting your holiday short | Up to £10k |
| Baggage | Up to £5k |
| COVID-19 | |
| Travel delay | Up to £1.5k |
| Personal liability | Up to £2m |
| Winter sports equipment | Up to £500 |
| Ski pass and ski pack | Up to £250 |
| Piste closure | Up to £200 |
| Avalanche or landslide | Up to £160 |
| Excess | £0 |
| Comprehensive | Comprehensive with Winter Sports add-on | Signature | Signature with Winter Sports add-on | |
|---|---|---|---|---|
| Medical emergencies and repatriation✝ | Unlimited | Unlimited | ||
| Cancellation and cutting your holiday short | Up to £5k | Up to £5k | Up to £10k | Up to £10k |
| Baggage | Up to £2.5k | Up to £2.5k | Up to £5k | Up to £5k |
| COVID-19 | ||||
| Travel delay | Up to £1.5k | Up to £1.5k | ||
| Personal liability | Up to £2m | Up to £2m | ||
| Winter sports equipment | Up to £500 | Up to £500 | ||
| Ski pass and ski pack | Up to £250 | Up to £250 | ||
| Piste closure | Up to £200 | Up to £200 | ||
| Avalanche or landslide | Up to £160 | Up to £160 | ||
| Excess | £99 | £0 | ||
Our Comprehensive and Signature annual policies include the Winter Sports add-on as standard. For the ins and the outs, take a look at our policy wording.
Get QuoteYou’ll need to be medically certified as being unfit for your activity, and you’ll need to send us a medical certificate that states that you couldn’t take part.
Any medical emergencies caused by taking part in winter sports (like ski accidents or incidents on the slopes) can only be covered if you have added the Winter Sports optional extra to your policy.
If you haven't added the add-on, you'll still be covered for medical emergencies - just as long as they’re not directly related to winter sports.
Reindeer-drawn sleigh rides are included as a standard activity with our travel insurance, so you won’t need to take out Winter Sports Cover if this is the only activity you’ll be doing.
If you're planning on taking a sleigh ride drawn by a husky dog or any other type of animal (and aren't planning on taking the reins), we can still cover you, but we won't cover you for any Personal Accident or Personal Liability claims.
You won’t be covered for the following activities on any of our travel insurance policies:
If you’re planning to take part in an activity that isn’t listed here, please get in touch.
You’ll only be covered by your Winter Sports Travel Insurance if resort authorities classify the avalanche risk as 1 or 2. You won’t be covered if you take part in activities in areas classified as avalanche rating 3 or above.
Resort authorities classify avalanche risk as follows:
To be covered for COVID on our policies, you need to have had all doses of the COVID vaccine you’ve been offered, including any booster jabs. You can also be covered if you can’t have the vaccine due to a medical exemption.
If you’ve refused any doses of the COVID vaccine you won’t be covered for COVID related claims.
We understand how important it is for your travel insurance to offer the right level of cover so you can travel with confidence. We cover most pre-existing conditions, but occasionally, we might not be able to help.
If that’s the case, we recommend checking out BIBA medical directory or calling them on 0370 950 1790. They can provide a full list of specialist medical travel insurance providers who might be able to help.
If you need to make a claim, we'll make it as easy and stress-free as possible.
View claims information*Only available on Signature and Comprehensive policies
** British Travel Awards
✝ Any medical emergencies or repatriation related claims caused by taking part in winter sports (like ski accidents or incidents on the slopes) can only be covered if you have chosen the Winter Sports add-on.
