Cuba travel insurance

How much travel insurance you need depends on what you want to be covered for and the type of trip you’re taking.

According to Which?, a travel insurance policy should include:

• £5 million for medical cover – this can help with emergency treatment, hospital bills, and repatriation costs.

• £2,000 for cancellation cover – or the full cost of your holiday. This makes sure you’re covered if illness, bereavement, or other unforeseen events force you to cancel.

• £1,500 for personal belongings – or the value of your possessions, giving you protection against loss, theft, or damage.

When choosing your policy, consider the specifics of your trip. Declaring any pre-existing medical conditions is essential to avoid issues with claims if you need treatment abroad. If you’re planning activities like skiing or scuba diving, check that your policy includes these or consider adding extra cover. For longer trips or multiple destinations, options like Long Stay or Annual Multi-Trip Insurance might provide the flexibility you need.

If you’re after a high level of cover, you might like our Signature travel insurance policy, for extra peace of mind. But if you’re only after standard cover, our Basic travel insurance may be the perfect fit for you.

Natural disasters are known to Cuba, particularly hurricanes and earthquakes. With this in mind, it’s important that you’re covered by the right travel insurance.

Your travel insurance for Cuba will cover you for cancellation if the area you’re planning to travel to experiences an earthquake, fire, flood, or hurricane that leads to the government issuing advice against travelling there.

Be sure to check the FCDO’s travel advice before you travel and while you’re on holiday. If it was public knowledge that your destination was unsafe to travel to when you travelled, your travel insurance will become invalid and you won’t be covered if you needed us.